2025 4th Quarter Market Update

A Look Back at 2025

Happy New Year! As I wrapped up the 2025 numbers for our local Monmouth County market, one thing became immediately clear: the story wasn’t the same from town to town. Inventory tightened across most areas, buyers often had fewer choices, and prices generally held steady, even where sales activity slowed. It was a year that reinforced just how hyperlocal real estate truly is.

That unevenness showed up most clearly in Rumson. Despite having 13 fewer homes on the market, the town recorded 22 more sales year over year. Average sale prices rose by roughly 10%, and total dollar volume increased by more than 40%.

Other towns also showed strength - Atlantic Highlands, Highlands, Little Silver, Middletown, and Shrewsbury all posted double-digit increases in average sale prices. Sea Bright experienced a decline in the number of homes sold, though average prices remained stable. Red Bank followed a different pattern, with 15% fewer homes selling than were listed and a 6% decline in average sale price. Fair Haven remained relatively flat, with slightly more homes selling year over year and a slight dip in prices.

Taken together, the 2025 data reinforces a clear theme: outcomes were driven less by volume and more by which homes sold and where. 

What This Means Heading Into 2026

For sellers, the data is encouraging, but also instructive. Buyers are still active and willing to pay for well-positioned homes, yet they remain selective and informed.

For buyers, the numbers validate what many experienced firsthand: competition exists, but it is measured. Preparation, local knowledge, and timing continue to play a meaningful role.

And for those simply watching the market, 2025 reinforced a familiar truth: real estate is intensely local. Results depend far less on national headlines and far more on what’s happening on a specific street, in a specific town, at a specific moment.

If you’re thinking about making a move in 2026 or simply want to understand how these trends relate to your home and your neighborhood, I’m always happy to walk through the numbers with you. A quick, town-specific conversation can often reveal more than broad market headlines.

Municipality

2024

2025

% Change

2024

2025

% Change

* % Delta 24' v 25'

Atlantic Highlands

98

98

0

64

50

-21

-21

Fair Haven

106

94

-11

78

72

-7

4

Highlands

135

142

5

92

86

-6

-11

Little Silver

93

82

-11

72

63

-12

-1

Long Branch

576

581

0

222

231

4

4

Middletown

922

927

0

695

714

2

2

Monmouth Beach

112

109

-2

66

73

10

12

Oceanport

118

76

-35

77

64

-16

19

Red Bank

179

208

16

145

147

1

-15

Rumson

158

142

-10

80

102

27

37

Sea Bright

76

60

-21

49

26

-46

-25

Shrewsbury Boro

55

49

-10

40

41

2

12

* positive % means stronger market- more sales than listings / negative % means weaker market - more listings than sales in 2025

 

 

SOLD VOLUME

AVERAGE SALE PRICE

% OF LIST

Municipality

2024

2025

% Change

2024

2025

% Change

2024

2025

% Change

Atlantic Highlands

48,872,999

52,755,340

7

460,076

1,055,106

38

97

103

6

Fair Haven

118,713,014

106,002,212

-10

1,521,961

1,472,252

-3

101

103

1

Highlands

53,186,766

54,782,231

2

578,117

637,002

10

100

99

-1

Little Silver

79,438,683

77,467,546

-2

1,103,315

1,229,643

11

100

103

3

Long Branch

202,139,036

230,519,923

14

910,536

997,921

9

95

95

0

Middletown

516,512,150

595,338,341

15

743,182

833,807

12

102

102

0

Monmouth Beach

79,318,200

95,427,999

20

1,201,790

1,307,232

8

96

94

-2

Oceanport

79,006,162

68,334,335

-13

1,026,054

1,067,723

4

98

100

2

Red Bank

104,673,604

99,349,311

-5

721,886

675,845

-6

99

100

1

Rumson

195,660,579

275,986,625

41

2,445,757

2,705,751

10

99

97

-2

Sea Bright

72,734,889

38,116,900

-47

1,484,385

1,466,034

-1

96

94

-2

Shrewsbury Boro

36,725,154

46,684,777

27

918,128

1,138,653

24

101

101

0

 

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WORK WITH Kelly Zaccaro

Kelly Zaccaro has spent 27 years as a top-producing agent in Monmouth County, NJ. She's been the #1 agent at Heritage House Sotheby's International Realty's Rumson office for seven straight years, 2019 through 2025, & a three-time Company Top Producer, most recently in 2025.

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