Beautiful residential neighborhoods with small-town charm and convenient commuting
By Kelly Zaccaro | Heritage House Sotheby's International Realty
Real estate market data updated October 2026
Located along the Shrewsbury River and Parker Creek in Monmouth County, Little Silver is a residential community known for its established neighborhoods, charming town center and convenient access to New York City and the Jersey Shore. Situated between Red Bank, Fair Haven, Rumson and Oceanport, the borough offers a mix of traditional homes, newer construction and waterfront properties.
Little Silver has a welcoming, small-town atmosphere, with locally owned shops and restaurants, parks, recreational programs and a historic train station. Its proximity to the beaches of Sea Bright and Monmouth Beach, along with several commuting options, makes it an appealing choice for buyers relocating from New York City and North Jersey, as well as those moving within Monmouth County.
Little Silver offers a wide range of housing options, from Cape Cods and ranches to expanded colonials, newer custom homes and waterfront estates. The borough also has condominium and townhouse communities.
Lot sizes vary considerably. Some neighborhoods have smaller properties near the town center and train station, while others offer larger lots, mature landscaping and greater privacy. Homes along the Shrewsbury River and its tributaries may offer water views, docks and boating access.
Based on MLS-recorded single-family sales for the 12 months ending October 30, 2026:
These figures reflect MLS-recorded single-family transactions and exclude condominium sales and any private or off-market transactions.
Location, lot size, condition and quality of construction all have a significant impact on value. Updated homes and newer construction generally command a premium, while properties requiring improvements may offer opportunities for buyers willing to renovate.
Inventory can be limited, particularly for updated homes in desirable locations. Pricing and presentation remain important, and buyers are increasingly attentive to the cost of improvements when evaluating properties.
For a broader perspective on pricing, inventory and recent sales activity, see my 2026 Third Quarter Monmouth County Market Update.
Little Silver's commercial areas are centered around Prospect Avenue, Church Street, Markham Place, Branch Avenue and Oceanport Avenue, with a mix of locally owned restaurants, specialty shops and everyday services.
For breakfast or lunch, The Blond Shallot and Turning Point are local favorites, while Edie's Luncheonette offers a traditional neighborhood dining experience. Other dining options include Locale, Little Buca and Olivia's Trattoria & Artisan Pizza.
Little Silver Fish Company is known for its fresh seafood. Ferrucci's Italian Market is a popular stop for specialty foods and prepared meals. Other local businesses include Brave New World, which specializes in surf, skate and snow sports equipment, and a variety of other independently owned shops.
The borough's commercial areas provide convenient options for everyday errands without the scale of a larger downtown. For additional restaurants, shopping and entertainment, downtown Red Bank is just a short drive away. The Grove in Shrewsbury offers another selection of specialty shops and national retailers.
Little Silver offers several parks and recreational facilities, along with youth sports, seasonal programs and community events.
Sickles Park, located along Rumson Road, provides athletic fields and recreational space. Markham Field and Lovett Park, near Borough Hall and Markham Place School, offer tennis courts, basketball courts, athletic fields and playground facilities.
Little Silver Park features wooded trails and natural areas, while Riverview Park, along the Shrewsbury River, provides additional recreational space and waterfront access.
For those who enjoy being on the water, Little Silver has public boat-launching facilities for small boats, kayaks and paddleboards. The borough also offers recreation programs and a summer recreation camp.
Little Silver has a rich history that can be explored at the Parker Homestead, which dates to the 1600s, and the Little Silver Post Office Museum. Both offer a glimpse into the borough's past.
During the summer, the public beaches and private beach clubs of Sea Bright and Monmouth Beach are just a short drive away.
One of Little Silver's greatest advantages is its NJ Transit train station on the North Jersey Coast Line, providing service toward New York Penn Station. Some schedules require a transfer, and travel times vary by train and departure time.
Seastreak ferry service from nearby Atlantic Highlands and Highlands is another popular option for NYC commuters. Depending on the departure point and Manhattan destination, ferry crossings generally take approximately 45–60 minutes.
Bus service and driving via the Garden State Parkway provide additional options, although traffic can significantly affect travel times.
For buyers relocating from New York City or North Jersey, I recommend evaluating the complete door-to-door commute, including parking, train or ferry schedules and the final connection to work.
Little Silver is served by the Little Silver School District, which operates two public schools:
Students in grades 9–12 attend Red Bank Regional High School, located in Little Silver and serving students from Little Silver, Red Bank and Shrewsbury.
Nearby private school options include Rumson Country Day School and Holy Cross Academy, both located in Rumson.
Families should contact the individual schools or districts for current enrollment information, academic programs and admissions requirements.
Property taxes are an important consideration when purchasing a home in Little Silver, particularly for newly constructed or substantially renovated properties.
Annual taxes are based on the property's assessed value and the applicable municipal, county and school tax rates. Buyers should review the current assessment and tax bill, keeping in mind that major improvements or reassessments may affect future taxes.
Little Silver offers a good mix of housing options, property sizes and neighborhood settings, but there are a few important considerations when evaluating homes.
Lot sizes and privacy: Properties vary from smaller lots near the town center to larger, more private settings. Buyers should consider how location and lot size affect both lifestyle and value.
Housing condition: Many homes have been expanded or renovated over the years. The quality and extent of those improvements can vary, making it important to evaluate major systems and potential renovation costs.
Waterfront properties: Homes along the Shrewsbury River and its tributaries may have flood insurance requirements, bulkhead maintenance considerations or riparian rights that should be investigated before purchasing.
Inventory and pricing: Limited inventory can create competition for desirable homes, particularly those that are updated and priced appropriately. However, condition and pricing continue to influence buyer demand.
Having worked extensively in Little Silver and the surrounding communities, I find that buyers often compare it with Rumson and Fair Haven. Little Silver's train station and variety of housing options are important distinctions, while each town offers a different combination of property sizes, amenities and price points.
My Rumson neighborhood guide and Fair Haven neighborhood guide provide a closer look at those communities.
How much do homes cost in Little Silver, NJ?
For the 12 months ending October 30, 2026, the median MLS-recorded single-family sale price was approximately $1.21 million, with an average of $1.37 million. Prices vary depending on location, lot size, condition, construction quality and waterfront amenities.
Is Little Silver a good location for NYC commuters?
Little Silver has its own NJ Transit station on the North Jersey Coast Line, providing service toward New York Penn Station. Residents can also use Seastreak ferry service from Atlantic Highlands and Highlands. Actual commute times depend on schedules and the complete door-to-door route.
What schools serve Little Silver, NJ?
Point Road School serves preschool through fourth grade, and Markham Place School serves grades 5–8. Students in grades 9–12 attend Red Bank Regional High School, located in Little Silver.
What is the difference between Little Silver, Rumson and Fair Haven?
Little Silver offers a variety of housing styles and property sizes, along with its own train station. Rumson generally has a wider selection of larger properties and waterfront estates, while Fair Haven has a more compact residential layout with many neighborhoods near its River Road commercial area. Buyers should compare individual properties, amenities and commuting needs.
Does Little Silver have waterfront homes?
Yes. Little Silver has residential properties along the Shrewsbury River and its tributaries, including homes with water views and boating access. Buyers should investigate flood-zone designations, insurance requirements, bulkhead conditions and riparian rights where applicable.
Kelly Zaccaro has spent 27 years as a top-producing agent in Monmouth County, NJ. She's been the #1 agent at Heritage House Sotheby's International Realty's Rumson office for seven straight years, 2019 through 2025, & a three-time Company Top Producer, most recently in 2025.
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